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Gas mileage: we’re doing it wrong

Gasoline prices are on the mind of nearly every American right now. Here in Seattle, where gas is currently climbing past the $4.50 mark, we like our hybrid cars. A lot. But Seattle had an...

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Avoid the high cost of premium gas

A friend of mine has begun posting photos of gas pump digital displays after each fillup, which costs her an astonishing $70-$80 now. I noticed that she’s been consistently buying the middle grade of...

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Credit cards (part three): use ’em … and lose ’em anyway

It was a brief segment on NPR’s Marketplace last month that alerted me to the newest scary thing about credit cards: banks have begun to curtail or withdraw credit based on where you shop and what you...

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Spending money to save money

We’ve done a pretty good job of cutting back on unnecessary expenses during this period of reduced income. ‘Magazine subscriptions’ seems like an obvious category to eliminate, right? Yet I kept mine....

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Reader case study: short sales and debt

After I posted What to do — and not do — with your former mortgage dollars, I received a request for advice on a strategic default from a woman I’ll call Tricia. I agreed to give her some (friendly,...

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Optimize your car insurance: strategies to protect yourself while saving money

Insurance companies often advise you to purchase auto coverage at “as high a limit as you can afford”. This is singularly unhelpful. For one thing, how do you decide what you can afford? Not to mention...

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Gasoline spending: the problem

This is the first of two posts about how I adapted our budget system to control our gasoline expenses. When I set up our budget in July 2011, Jak and I both had contract jobs. That meant two things...

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